As you hunt for the best online deals, keep these tips in mind to protect your devices and personal information.

The Holiday Season Is a Prime Target for Scams!
Criminals often take advantage of the holiday season, attempting to trick us with irresistible offers or fake charities. Their methods usually involve harmful links that infect our devices with malware or deceptive websites designed to steal our money and personal information.

The good news is that DA4TI offers tips to help protect you, your family, friends, and business from scams.
Protect Your Devices & Accounts from Scammers
Follow these steps before making any online purchases to safeguard your devices, personal and financial information, and accounts.

Update Software
Software updates defend against known threats, if you install them. Be sure to update the software on all devices used for online shopping. To make it easier, consider enabling automatic updates.

Use Strong Passwords
Create long (at least 16 characters), random, and unique passwords for each account. At a minimum, make your passwords stronger for financial accounts and email. Always change default passwords on new tech devices.

Use a Password Manager
A password manager can generate, save, and fill in strong passwords for you. Look for highly rated password managers through trusted sources like Consumer Reports. Set one up today!

Turn on MFA
Multi Factor Authentication (MFA) adds an extra layer of security to your accounts, requiring a second verification step (like a fingerprint or a code sent to you). It’s more secure than just using a password. Enable MFA on every account that supports it.

Be Cautious of Phishing Messages

Many of us get emails or texts from retailers promoting holiday sales, but cybercriminals often send phishing messages that appear to be from legitimate retailers. These messages typically contain malicious links or request personal or financial information.

Avoid Clicking Links or Downloading Attachments
Do not click on links or download attachments from unexpected messages. If you’re unsure about a message’s legitimacy, don’t call any phone number provided. Instead, use a search engine to find the company’s official website and contact information.

Be Cautious with Requests for Information
Scammers may try to trick you into providing personal details via text or email. Remember, legitimate businesses will never ask for sensitive information this way. Common scams include requests to verify your delivery address or confirm your purchase or account.

Report Suspicious Messages

If you receive an email that appears to be a phishing scam, report it and delete the message immediately. Do not respond or click on any links or attachments, including “unsubscribe” options simply delete it.

Look for Encryption
Ensure your information is encrypted when transmitted to the merchant’s server. Check your browser’s address bar to verify the website starts with “https” rather than just “http,” and look for the padlock icon, which indicates a secure connection.

Choose Trusted Vendors
Malicious websites may look very legitimate. Always verify the business before providing any information. The Better Business Bureau lets you check if a business is accredited. Additionally, research customer reviews and complaints for added reassurance.

Use Credit, Not Debit
Credit cards offer stronger protection against fraudulent charges, as laws limit your liability for unauthorized transactions. Debit cards, however, may not offer the same level of protection, and unauthorized charges could leave you short on funds for other bills.

Monitor Your Accounts Regularly
With increased shopping during the holiday season, it’s important to check your credit card and bank accounts frequently. If you spot any unauthorized charges, report them to your financial institution immediately.